ACORD 163 Fillable PDF – Commercial Auto Driver Details Form

ACORD 163 (2012/06)

Commercial Auto Driver Information Schedule

Form Number:

ACORD 163 (2012/06)

Category:

Commercial Auto

Last Updated:

June 2012

Page Count:

01 Pages

File Format:

PDF, Fillable PDF

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ACORD 163

Insurance companies require detailed driver information to evaluate risks and issue accurate commercial auto policies. The Acord 163, Commercial Auto Driver Information Schedule, is a document used to provide necessary information about every driver connected to a business. This form ensures insurers have the required information to make accurate underwriting, risk evaluation, and smooth policy processing, while helping businesses stay protected and compliant. Get started today by downloading or filling it out online to avoid coverage issues and keep your drivers fully recognized under the policy.

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Benefits of the Acord 163 Form

Comprehensive Driver Documentation

This form records detailed information of each driver, such as complete name, address, phone number, driver’s license number, years of experience, etc., ensuring the insurers have a complete risk profile and every driver associated with the business is properly documented.

Proper Coverage

Listing every employee or family member who may operate a company vehicle or use a personal car for business purposes helps prevent coverage disputes. Also, it ensures every driver is officially recognized under the policy.

Prevents Claim Denials

If a driver is not listed on the form, an insurer may deny a claim. The Acord 163 form eliminates this risk by ensuring no drivers are overlooked.

Key Sections of Acord 163 Fillable Form

Producer Information

This section of the Acord form included producer information, such as agency name, contact details, mailing address, phone and fax numbers, and identification codes.

Insured Details

It specifies the business or individual who owns the company, including their legal name.

Office Use Section

This section is reserved for insurer entries and internal notes.

Driver Schedule List

It records details about each driver, including driver number, name, full address, date of birth, marital status, gender, years of driving experience, SSN, driver’s license number, date hired, Broadened No-Fault (Y/N), and vehicle number.

How To Complete The Acord Commercial Auto Driver Information Schedule?

  1. Producer & Insurance Information: Fill in the agency name, date, agency phone number, fax number, and agency codes. Also, describe the applicant’s name exactly as it appears on the declarations page.
  2. Driver Information: List each driver, including their name, gender, marital status code, DOB, and address (if required).
  3. Driving Experience Details: Write each driver’s years of driving experience and the year the driving license was first issued.
  4. Identification Number: Specify the driver’s license number, state of license, Tax ID, or SSN.
  5. Employment History: Specify the date when the driver was hired. It helps insurers know their employment duration and experience.
  6. Coverage Options: It has “Yes or No” responses. Mark with ‘Y’ or ‘N’ under Broadened No-Fault and Driver Other Car coverage (if applicable). Leave it blank if it is not relevant in your state.
  7. Vehicle Assignment: Indicate which vehicle the driver primarily operates and the percentage of use.
  8. Submit: Once complete, submit the application to the insurer for review and policy filing.
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Frequently Asked Questions

It is used to record detailed information about every driver associated with a commercial auto insurance policy, helping insurers evaluate driver qualifications, calculate accurate premiums, and ensure all drivers are properly documented.

All drivers who may operate company vehicles or use their personal vehicles for commercial purposes must be listed, including family members. employees, and any other individuals.

It indicates whether the broadened no-fault coverage applies to the driver. This option is not available in all states, so the business must consult its insurer before completing this option.

If a driver is not listed, they may not be covered under the policy, leading to denied claims or coverage disputes.